# Banktivity

> Personal finance app with envelope budgeting, investment tracking and bank sync for Mac, iPhone and iPad

Source: https://optioncmd.com/banktivity
Website: https://www.banktivity.com/?utm_source=optioncmd
Pricing: Paid
Categories: [Finance](https://optioncmd.com/categories/finance.md)
Listed: 2026-10-22
Updated: 2026-10-22

Banktivity is personal finance software for Mac, iPhone, and iPad from IGG Software. It brings bank accounts, cards, loans, and investments together for budgeting and planning.

**Key features:**

- Connect to more than 14,000 banks with Direct Access and download transactions automatically.
- Plan spending with envelope budgeting, where unspent money carries over.
- Track, categorize, tag, and reconcile transactions, or let transaction templates do it.
- Manage stocks, bonds, mutual funds, and retirement accounts with IRR, ROI, and capital gains reports.
- Plan for retirement and college with goal tracking tools.
- Update all accounts, security prices, and exchange rates at once with Update Everything.

Banktivity runs natively rather than as a web app, syncs with end-to-end encryption, and requires macOS 15.6 or later on the Mac App Store. Plans cost $59.99 (Bronze), $79.99 (Silver), or $99.99 (Gold) a year, with monthly billing also available and a 30-day free trial for new customers.

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